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August 24, 2010
Car-Accidents
             
 
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Accident Terms and Definitions
 
 

Insured
The person(s) entitled to coverage in case of an accident or loss.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Binder
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.

Premium
The money paid for an insurance policy based upon the coverage provided.

Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Total Loss
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Policy
Written contract of insurance.

Contact our Washington Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
The Highest Number Of Traffic Accident Deaths In A Year Happened In California
In 2003, the highest number of fatal traffic accidents happened in the state of California, with a overwhelming 5,725 deaths due to auto accidents in one year.
 


  Newsroom  
 


Safety Seats Get Nod Over Belt Use Alone
TUESDAY, June 6 (HealthDay News) -- The use of a child safety seat -- compared to the use of seat belts only -- reduces a child's risk of death in ...
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Investigation Was Unable To Uncover
Five weeks ago, I promised the People of Detroit and the citizens of Michigan, my office would conduct a thorough investigation into the allegation...
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Have You Had An Accident?
At the very least, accidents are traumatic. So much is happening and there is so much you need to do. The Department of Motor Vehicles (DMV) hopes ...
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More news >

 
 

Terms

 


Today's Terms

Replacement Cost

Definition:
Replacement cost is the cost of replacing lost or damaged property with new property of like kind and quality, at current market prices.

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

Loss Due To Fire Title

Definition:
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

More Terms >

 

Resources
 


More Resources >
 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Washington Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Washington Car Accident Lawyers as soon as possible:

  • Arlington
  • Auburn
  • Bellevue
  • Bellingham
  • Bothell
  • Bremerton
  • Edmonds
  • Everett
  • Federal Way
  • Kennewick
  • Kent
  • Kirkland
  • Lacey
  • Longview
  • Lynnwood
  • Marysville
  • Moses Lake
  • Oak Harbor
  • Olympia
  • Pasco
  • Port Orchard
  • Redmond
  • Renton
  • Richland
  • Seattle
  • Shelton
  • Snohomish
  • Spanaway
  • Spokane
  • Sumner
  • Tacoma
  • Vancouver
  • Walla Walla
  • Wenatchee
  • Woodinville
  • Yakima
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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