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Negligence
The absence of ordinary care.
Commission
That portion of the premium paid to the agent as compensation for his or her services.
Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.
Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.
Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.
Producer
A term applied to an agent, solicitor or other person who sells insurance.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.
Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.
Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.
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